What to Bring

• Drivers License
• Current pay-stubs with 30 days YTD earnings
• Previous 2 years W-2’s
• Self employed borrowers - 2 years recent tax returns with all schedules (business and personal)
• 2 months current bank statements for checking, savings and investment accounts, all pages
• Most recent quarterly statement for 401k and IRA accounts

For purchases and construction loans:

• Purchase contract
• Builder contract
• Plans/specifications and cost breakdown

For refinance transactions:

• Current mortgage statement
• Homeowner's insurance declaration page
• Current second mortgage information including note and payment statement (if applicable)