Loans

Home Equity - Loans and Lines of Credit

Home Equity Term Loans - A home equity loan is secured by the borrower(s) residence. The full amount of loan proceeds is advanced at loan closing, and there is a fixed rate and repayment term.

Home Equity Credit Lines - A home equity credit line is a loan secured by the borrower(s) residence. Home equity credit lines are revolving, and can be established with the ability to advance at any time during the revolving term. Advances from the Home Equity Credit Line can be made by a check, by telephone or in person. Home equity credit lines are variable rate loans. The customer is billed monthly.

Auto Loans - New and Used

New Auto Loans - Vehicles purchased from a dealership that have never been titled are classified as new automobiles. Payments are calculated on the simple interest method and are fixed for the duration of the loan.

Used Auto Loans - Vehicles that have been previously titled are considered used automobiles. Payments are calculated on the simple interest method and are fixed for the duration of the loan.

Recreational Vehicles and Boats - New and Used

New Recreational Vehicles and Boats - Recreational Vehicles and boats purchased from a dealer that have never been titled are classified as new. Payments are calculated on the simple interest method and are fixed for the duration of the loan.

Used Recreational Vehicles and Boats - Recreational Vehicles and Boats that have been previously titled are considered used. Monthly payments are calculated on the simple interest method and are fixed for the duration of the loan.

Unsecured

Personal Unsecured Loans – Available up in terms up to three years.

* All loans are subject to credit approval.